{"id":9661,"date":"2024-01-01T06:30:00","date_gmt":"2024-01-01T11:30:00","guid":{"rendered":"https:\/\/blog.sfloridaluxuryhomes.com\/?p=9661"},"modified":"2024-01-01T06:30:00","modified_gmt":"2024-01-01T11:30:00","slug":"3-keys-to-hitting-your-homeownership-goals-in-2024","status":"publish","type":"post","link":"https:\/\/blog.sfloridaluxuryhomes.com\/?p=9661","title":{"rendered":"3 Keys To Hitting Your Homeownership Goals in 2024"},"content":{"rendered":"<div><img decoding=\"async\" width=\"358\" src=\"https:\/\/blog.sfloridaluxuryhomes.com\/wp-content\/uploads\/2024\/01\/20240101-3-Keys-To-Hitting-Your-Homeownership-Goals-in-2024.png\" alt=\"3 Keys To Hitting Your Homeownership Goals in 2024 Simplifying The Market\" loading=\"lazy\" style=\"display: block; margin-bottom: 5px; clear: both; max-width: 100%;\"><\/p>\n<p>If buying or selling a home is your goal for 2024, it\u2019s important to understand today\u2019s housing market, know your why, and work with industry <a href=\"https:\/\/www.simplifyingthemarket.com\/2023\/12\/07\/why-you-need-to-use-a-real-estate-agent-when-you-buy-a-home\/?a=616460-ab6caa3a6a8f085fc17c865a33a506b4\" rel=\"noopener noreferrer\" target=\"_blank\">experts<\/a> to bring your homeownership vision for the new year into focus.<\/p>\n<p>Over the last year, the <a href=\"https:\/\/www.simplifyingthemarket.com\/2023\/11\/29\/why-the-economy-wont-tank-the-housing-market\/?a=616460-ab6caa3a6a8f085fc17c865a33a506b4\" rel=\"noopener noreferrer\" target=\"_blank\">economy<\/a> had a big impact on the housing market, and likely on your wallet too. That\u2019s why it\u2019s critical to have a clear picture of not just the market today, but also on what you want out of it when you buy or sell a home. Danielle Hale, Chief Economist at\u00a0<em>Realtor.com<\/em>,\u00a0<a href=\"https:\/\/www.cnn.com\/2022\/11\/10\/homes\/mortgage-rates-november-10\" rel=\"noopener noreferrer\" target=\"_blank\">explains<\/a>:<\/p>\n<blockquote><p>\u201c<em>The key to making a good decision in this challenging housing market is to\u00a0<\/em><strong><em>be laser focused on what you need now and in the years ahead<\/em><\/strong><em>, so that you can stay in your home long enough that buying is a sound financial decision.<\/em>\u201d<\/p><\/blockquote>\n<p>Here are a few things to think through as you define your goals for 2024.<\/p>\n<h4><strong>1. Know Your Why<\/strong><\/h4>\n<p>You\u2019re dreaming about making a move for a reason \u2013 what is it? No matter what\u2019s happening in the market, there are still many\u00a0<a href=\"https:\/\/www.simplifyingthemarket.com\/2023\/11\/23\/why-homeowners-are-thankful-they-own\/?a=616460-ab6caa3a6a8f085fc17c865a33a506b4\" rel=\"noopener noreferrer\" target=\"_blank\">compelling reasons<\/a>\u00a0to buy a home today. Your needs may have changed in a way your current house can\u2019t address, or you could be ready to step into homeownership for the first time. Use your why and your motivation as a guidepost in partnership with an expert advisor to make sure your move gives you a lasting sense of accomplishment.<\/p>\n<h4><strong>2. Figure Out What Your Next Home Needs To Look Like<\/strong><\/h4>\n<p>You know you want to move, but how would you describe your dream home? The number of\u00a0<a href=\"https:\/\/www.simplifyingthemarket.com\/2023\/12\/13\/the-surprising-trend-in-the-number-of-homes-coming-onto-the-market\/?a=616460-ab6caa3a6a8f085fc17c865a33a506b4\" rel=\"noopener noreferrer\" target=\"_blank\">homes for sale<\/a>\u00a0has grown recently, and that could mean more options to choose from when you buy. But overall housing supply is still <a href=\"https:\/\/www.simplifyingthemarket.com\/2023\/12\/18\/why-now-is-still-a-great-time-to-sell-your-house\/?a=616460-ab6caa3a6a8f085fc17c865a33a506b4\" rel=\"noopener noreferrer\" target=\"_blank\">lower<\/a> than more normal years in the market, so you\u2019ll have to work closely with a pro to find what you\u2019re looking for. Just be sure to keep your budget in mind as you balance your\u00a0wants and needs. The better you understand what\u2019s essential and where you can be flexible, the easier it will be to find a home that\u2019s right for you.<\/p>\n<h4><strong>3. Determine if You\u2019re Ready To Buy<\/strong><\/h4>\n<p>Getting clear on your budget and available\u00a0<a href=\"https:\/\/www.simplifyingthemarket.com\/2023\/12\/12\/down-payment-assistance-programs-can-help-pave-the-way-to-homeownership\/?a=616460-ab6caa3a6a8f085fc17c865a33a506b4\" rel=\"noopener noreferrer\" target=\"_blank\">savings<\/a>\u00a0is essential before you get too far into the process. Partnering with a local agent and a lender early is the best way to make sure you\u2019re in a good position to buy. This could include planning how much to save for a down payment, getting\u00a0<a href=\"https:\/\/www.simplifyingthemarket.com\/2023\/12\/08\/your-homebuying-adventure-infographic\/?a=616460-ab6caa3a6a8f085fc17c865a33a506b4\" rel=\"noopener noreferrer\" target=\"_blank\">pre-approved<\/a>\u00a0for a home loan, and assessing your current\u00a0<a href=\"https:\/\/www.simplifyingthemarket.com\/2023\/11\/22\/home-prices-still-growing-just-at-a-more-normal-pace\/?a=616460-ab6caa3a6a8f085fc17c865a33a506b4\" rel=\"noopener noreferrer\" target=\"_blank\">home equity<\/a>\u00a0if you\u2019re selling your existing house.<\/p>\n<h4><strong>A Professional Will Guide You Through Every Step of the Process<\/strong><\/h4>\n<p>Buying or selling a home takes expertise to navigate. If that feels a bit overwhelming, that\u2019s normal. Don\u2019t let uncertainty hold you back from your goals this year. A trusted expert will help you bridge that gap and give you the facts and advice you need about today\u2019s housing market.<\/p>\n<h3>Bottom Line<\/h3>\n<p>Work with a local real estate agent and build a team of industry professionals to be sure you hit your homeownership goals in 2024.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<div><img decoding=\"async\" width=\"358\" src=\"https:\/\/files.keepingcurrentmatters.com\/KeepingCurrentMatters\/content\/images\/20231220\/20240101-3-Keys-To-Hitting-Your-Homeownership-Goals-in-2024.png\" alt=\"3 Keys To Hitting Your Homeownership Goals in 2024 Simplifying The Market\" loading=\"lazy\" style=\"display: block;margin-bottom: 5px;clear: both;max-width: 100%\"><\/p>\n<p>If buying or selling a home is your goal for 2024, it\u2019s important to understand today\u2019s housing market, know your why, and work with industry experts to bring your homeownership vision for the new year into focus.<\/p>\n<\/div>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"bgseo_title":"","bgseo_description":"","bgseo_robots_index":"","bgseo_robots_follow":"","footnotes":""},"categories":[3,84,85],"tags":[],"class_list":["post-9661","post","type-post","status-publish","format-standard","hentry","category-blog","category-for-buyers","category-for-sellers"],"_links":{"self":[{"href":"https:\/\/blog.sfloridaluxuryhomes.com\/index.php?rest_route=\/wp\/v2\/posts\/9661","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.sfloridaluxuryhomes.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.sfloridaluxuryhomes.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.sfloridaluxuryhomes.com\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.sfloridaluxuryhomes.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=9661"}],"version-history":[{"count":0,"href":"https:\/\/blog.sfloridaluxuryhomes.com\/index.php?rest_route=\/wp\/v2\/posts\/9661\/revisions"}],"wp:attachment":[{"href":"https:\/\/blog.sfloridaluxuryhomes.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=9661"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.sfloridaluxuryhomes.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=9661"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.sfloridaluxuryhomes.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=9661"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}