{"id":9560,"date":"2023-12-11T06:30:00","date_gmt":"2023-12-11T11:30:00","guid":{"rendered":"https:\/\/blog.sfloridaluxuryhomes.com\/?p=9560"},"modified":"2023-12-11T06:30:00","modified_gmt":"2023-12-11T11:30:00","slug":"the-perfect-home-could-be-the-one-you-perfect-after-buying-2","status":"publish","type":"post","link":"https:\/\/blog.sfloridaluxuryhomes.com\/?p=9560","title":{"rendered":"The Perfect Home Could Be the One You Perfect After Buying"},"content":{"rendered":"<div><img decoding=\"async\" width=\"358\" src=\"https:\/\/blog.sfloridaluxuryhomes.com\/wp-content\/uploads\/2023\/12\/20231211-The-Perfect-Home-Could-Be-the-One-You-Perfect-After-Buying-1.png\" alt=\"The Perfect Home Could Be the One You Perfect After Buying Simplifying The Market\" loading=\"lazy\" style=\"display: block; margin-bottom: 5px; clear: both; max-width: 100%;\"><\/p>\n<p>There\u2019s no denying\u00a0<a href=\"https:\/\/www.simplifyingthemarket.com\/2023\/10\/16\/are-higher-mortgage-rates-here-to-stay\/?a=616460-ab6caa3a6a8f085fc17c865a33a506b4\" rel=\"noopener noreferrer\" target=\"_blank\">mortgage rates\u00a0<\/a>and <a href=\"https:\/\/www.simplifyingthemarket.com\/2023\/11\/14\/home-prices-keep-climbing-in-most-markets\/?a=616460-ab6caa3a6a8f085fc17c865a33a506b4\" rel=\"noopener noreferrer\" target=\"_blank\">home prices<\/a> are higher now than they were last year and that\u2019s impacting what you can <a href=\"https:\/\/www.simplifyingthemarket.com\/2023\/11\/16\/people-are-still-moving-even-with-todays-affordability-challenges\/?a=616460-ab6caa3a6a8f085fc17c865a33a506b4\" rel=\"noopener noreferrer\" target=\"_blank\">afford<\/a>. At the same time, there are still fewer homes <a href=\"https:\/\/www.simplifyingthemarket.com\/2023\/11\/21\/are-there-actually-more-homes-for-sale-right-now\/?a=616460-ab6caa3a6a8f085fc17c865a33a506b4\" rel=\"noopener noreferrer\" target=\"_blank\">available for sale<\/a> than the norm. These are two of the biggest hurdles buyers are facing today. But there are ways to overcome these things and still make your dream of <a href=\"https:\/\/www.simplifyingthemarket.com\/2023\/10\/25\/invest-in-yourself-by-owning-a-home\/?a=616460-ab6caa3a6a8f085fc17c865a33a506b4\" rel=\"noopener noreferrer\" target=\"_blank\">homeownership<\/a> a reality.<\/p>\n<p>As you set out to <a href=\"https:\/\/www.simplifyingthemarket.com\/2023\/10\/18\/what-are-the-real-reasons-you-want-to-move-right-now\/?a=616460-ab6caa3a6a8f085fc17c865a33a506b4\" rel=\"noopener noreferrer\" target=\"_blank\">make a purchase<\/a> this season, you\u2019ll want to be strategic.<span style=\"color: rgb(49, 57, 64);\"> <\/span>This includes taking a close look at your wish list and considering what features you really need in your next home versus which ones are nice-to-have. This will help you avoid overextending <a href=\"https:\/\/www.simplifyingthemarket.com\/2023\/10\/26\/affordable-homeownership-strategies-for-gen-z\/?a=616460-ab6caa3a6a8f085fc17c865a33a506b4\" rel=\"noopener noreferrer\" target=\"_blank\">your budget<\/a> or limiting your pool of options too much because you\u2019re searching for that perfect home.<\/p>\n<p>Danielle Hale, Chief Economist at\u00a0<em>Realtor.com,<\/em>\u00a0<a href=\"https:\/\/twitter.com\/RDC_Economics\/status\/1590722818639269889\" rel=\"noopener noreferrer\" target=\"_blank\">explains<\/a>:<\/p>\n<blockquote><p><em>\u201cThe key to making a good decision in this challenging housing market is to\u00a0<\/em><strong><em>be laser focused on what you need now and in the years ahead<\/em><\/strong><em>, . . . Another key point is to avoid stretching your budget, as tempting as it may be . . .\u201d<\/em><\/p><\/blockquote>\n<p>To help identify what you truly need, make a list of all the features you\u2019ll want to see. From there, work to break those features into categories. Here\u2019s a great way to organize your list:<\/p>\n<ul>\n<li><strong>Must-Haves<\/strong>\u00a0\u2013 If a house doesn\u2019t have these features, it won\u2019t work for you and your lifestyle (examples: distance from work or loved ones, number of bedrooms\/bathrooms, etc.).<\/li>\n<li><strong>Nice-To-Haves<\/strong>\u00a0\u2013 These are features you\u2019d love to have but can live without. Nice-to-haves aren\u2019t dealbreakers, but if you find a home that hits all the must-haves and some of these, it\u2019s a contender (examples: a second home office, a garage, etc.).<\/li>\n<li><strong>Dream State<\/strong>\u00a0\u2013 This is where you can really think big. Again, these aren\u2019t features you\u2019ll need, but if you find a home in your budget that has all the must-haves, most of the nice-to-haves, and any of these, it\u2019s a clear winner (examples: a pool, multiple walk-in closets, etc.).<\/li>\n<\/ul>\n<p>If you\u2019re only willing to tour homes that have all of your dream features, you may be cutting down your options too much and making it harder on yourself (and your budget) than necessary.<\/p>\n<p>While you\u2019d love to have granite countertops or a pool in the backyard, those are both things you could potentially add after you move. Instead, it may be best to focus on finding the things that you can\u2019t change (like location or a certain number of rooms). Then, you can upgrade or add some of the other features or finishes you want later on.<\/p>\n<p><strong>Sometimes the perfect home is the one you perfect after buying it.<\/strong><\/p>\n<p>Once you\u2019ve categorized your list in a way that works for you, discuss your top priorities with your\u00a0<a href=\"https:\/\/www.simplifyingthemarket.com\/2023\/10\/30\/a-real-estate-agent-helps-take-the-fear-out-of-the-market\/?a=616460-ab6caa3a6a8f085fc17c865a33a506b4\" rel=\"noopener noreferrer\" target=\"_blank\">real estate agent<\/a>. They\u2019ll be able to help you refine the list further,\u00a0coach\u00a0you through the best way to stick to it, and find a home in your area that meets your top needs.<\/p>\n<h3>Bottom Line<\/h3>\n<p>With the current affordability challenges and limited housing supply, you\u2019ll want to be strategic so you can find a home that meets your needs while staying within your\u00a0budget. Connect with a real estate agent who can help make that possible.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>There\u2019s no denying\u00a0mortgage rates\u00a0and home prices are higher now than they were last year and that\u2019s impacting what you can afford. At the same time, there are still fewer homes available for sale than the norm. These are two of the biggest hurdles buyers are facing today. But there are ways to overcome these things [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"bgseo_title":"","bgseo_description":"","bgseo_robots_index":"","bgseo_robots_follow":"","footnotes":""},"categories":[3],"tags":[],"class_list":["post-9560","post","type-post","status-publish","format-standard","hentry","category-blog"],"_links":{"self":[{"href":"https:\/\/blog.sfloridaluxuryhomes.com\/index.php?rest_route=\/wp\/v2\/posts\/9560","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.sfloridaluxuryhomes.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.sfloridaluxuryhomes.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.sfloridaluxuryhomes.com\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.sfloridaluxuryhomes.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=9560"}],"version-history":[{"count":0,"href":"https:\/\/blog.sfloridaluxuryhomes.com\/index.php?rest_route=\/wp\/v2\/posts\/9560\/revisions"}],"wp:attachment":[{"href":"https:\/\/blog.sfloridaluxuryhomes.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=9560"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.sfloridaluxuryhomes.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=9560"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.sfloridaluxuryhomes.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=9560"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}